Suno sabki, portfolio apni: Radhika Gupta of Edelweiss Mutual Fund advises investors

With some choosing smallcaps, crypto, fixed deposits for their respective portfolios, Radhika Gupta, CEO of Edelweiss Mutual Fund advises investors to choose the investment options on their own for their respective portfolios. She said, suno sabki, portfolio apni.

Gupta posted on social media platform X that, “Your uncle buys smallcaps. Your friend loves crypto. Your neighbor can’t think beyond FD. Your portfolio? Should be about you, not them. Suno sabki, portfolio apni.”

Also Read | Nearly 112 lakh SIPs closed in 2025: Should you worry about the negative net SIP trend?

According to the CEO, your uncle may buy smallcaps for his portfolio, your friend is all-in on crypto and adds that in the portfolio or someone just sticks to fixed deposits but with so many voices around offering financial advice, it’s easy to get influenced and make decisions that may not be the best for your own financial journey.

So one should always build their portfolio based on their respective risk tolerance, investment horizon, and goals.

Gupta in another post shared that a smart person asked her whether to choose equities, mutual funds or SIPs to which she replied that it drives her crazy that after all these years people think SIP and mutual funds are different and that mutual fund means only equity.While simplifying this, Gupta said that mutual funds are a food court, equity is a dish, and doing an SIP is like subscribing to a meal plan rather than going and buying every day/month.She posted on X that , “A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP? It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity.

I tried to simplify: 1. Mutual funds are a food court 2. Equity is a dish 3. Doing an SIP is like subscribing to a meal plan rather than going and buying every day / month

She seemed to get the point with this (maybe lame) analogy. Exactly the kind of basics we hope to simplify in #MangoMillionaire”

Also Read | Radhika Gupta announces new book- Mango Millionaire! A guide to personal finance

And Gupta further mentioned that she hopes to simplify this kind of basics in her upcoming book Mango Millionaire.

Last month Radhika Gupta announced her upcoming book on investing which will have simple concepts, stories and ideas in a way everyone can understand investing.

She mentioned that her new book ‘Mango Millionaire’ in collaboration with Niranjan Avasthi, Edelweiss Mutual Fund, will be available from July 15.

(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)